Terms of Use

BEFORE USING THIS WEBSITE PLEASE READ THESE TERMS OF USE CAREFULLY.

Each time you access any portion of this website, you agree to be bound by the current version of the terms and conditions below, as they may be amended from time to time. If you do not agree to these terms and conditions, please exit the site immediately.

General Information

The information on this website is provided for informational purposes only. All information, including these Terms of Use, and the features, terms and costs of products and services, is subject to change or deletion without notice. Any dated information contained on this site is published only as of its date, and we undertake no obligation to update or amend any such information.

Not all products and services described on this website are available in all geographic areas, and the features, terms and costs of certain products and services may vary from area to area. Your eligibility for any particular product or service is subject to our determination and approval.

You are solely responsible for obtaining and maintaining all equipment, hardware, software and internet connection services necessary for you to access and use the site. We have no responsibility or liability for any malfunctions of any of the foregoing, including (as described further below) for any viruses or other harmful effects that may be associated with your use of the site, which use is strictly at your risk.

Certain portions of this website may contain separate disclosures, terms and conditions, which are in addition to these Terms of Use. In the event of a conflict with these Terms of Use, the other provisions will govern with respect to that portion of the site.

If any provision of these Terms of Use or any other term or condition found on this website is held to be invalid or unenforceable, the validity or enforceability of the remaining provisions will not be affected, and to the extent feasible and permitted by applicable law, the invalid or unenforceable provision will be replaced with a valid and enforceable provision that comes closest to the intention underlying the invalid or unenforceable provision.

Any unsolicited comments, suggestions, questions, ideas, concepts, information, materials or the like that you send us through our website or by email will be deemed our property and treated as non-confidential and nonproprietary as to you, and we will be free to use any of the foregoing for any purpose including but not limited to the development, enhancement or marketing of products or services, without owing any compensation to you.

You agree that your use of this site is governed by the laws of the United States and the State of Missouri.

Third-Party Products and Sites

This site may contain references to products or services provided by third parties that are not affiliated with First Missouri Bank, including links to such other parties’ websites. Any references or links of this type are provided solely for your convenience and do not imply any endorsement or recommendation by us or any of our affiliates of, or any responsibility or liability for, such third-party products or services or any information contained on those parties’ websites. When you leave our site to link to any third-party website, you acknowledge that each such provider is responsible for the accessibility, content, level of security and privacy policies of its own site, and that we have no control over any of the foregoing.

Copyrights

All information on this server is protected by a compilation copyright in the United States of America and in other countries. In addition, certain other information is copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, republish, store in medium, re-transmit, modify or make public or commercial user of, in any form, any information found on this site.

Trademarks

All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or in part is prohibited.

No Warranties

THE INFORMATION CONTAINED ON OR ACCESSED THROUGH THIS WEBSITE, INCLUDING ANY REFERENCES TO THIRD PARTIES OR THEIR PRODUCTS OR SERVICES, IS PROVIDED SOLELY ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. FURTHER, WE MAKE NO REPRESENTATION OR WARRANTY: (1) THAT THE WEBSITE WILL BE ERROR-FREE OR OMISSION-FREE WITH RESPECT TO THE ACCURACY, ADEQUACY, RELIABILITY, CURRENCY, TIMELINESS, COMPLETENESS, ETC. OF ANY INFORMATION CONTAINED ON THE SITE; (2) THAT THE WEBSITE OR ANY OF THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED ON THE SITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; OR (3) THAT OPERATION OF THE SITE WILL BE UNINTERRUPTED, SECURE, OR FREE FROM VIRUSES OR OTHER POTENTIALLY HARMFUL EFFECTS; AND WE EXPRESSLY DISCLAIM ANY LIABILITY ON THE BASIS OF ANY OF THE FOREGOING.

Liability Limitations

UNDER NO CIRCUMSTANCES WILL FIRST MISSOURI BANK OR ANY OF ITS AFFILIATES BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND INCLUDING DAMAGES RESULTING FROM LOSS OF USE, DATA OR PROFITS, REGARDLESS OF WHETHER WE HAVE BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES, BASED ON ANY THEORY OF LIABILITY AND ARISING OUT OF OR RELATED TO THE USE, QUALITY, PERFORMANCE, OR UNAVAILABILITY OF THIS WEBSITE OR ANY LINKED SITE OR ANY INFORMATION CONTAINED THEREON.

Additional Disclosures and Disclaimers

The information contained on this website is not intended for distribution to or use by anyone, nor is it intended to constitute an offer or solicitation of banking or other services, in any jurisdiction, state or country where such distribution or use or the offering, solicitation or providing of such services is contrary to applicable law.

Any company or other information on this site is provided for informational purposes only and is not intended as an offer or solicitation for the sale or purchase of any security, nor should it be used or relied on in connection with any sale or purchase of securities.

Neither we nor any of our affiliates acts as an advisor or fiduciary in providing any information on this website. Please consult a qualified financial, legal, tax, accounting, estate planning or other advisor for guidance concerning your specific circumstances.

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